AI Home Reports You Can Buy Yourself: What $15 to $69 Actually Gets You (2026)

You Can Buy a Property Report Yourself — Here's What's in Each One

Most AI property tools are sold to agents and lenders (we mapped the professional platforms here). A smaller group sells directly to you: enter an address, pay, get a report. There are only a handful, they cost between $15 and $69 per home, and they contain surprisingly different things.

Here's what's actually inside each — including ours, and where ours is thinner than the alternatives.

By the Formaus design team — 15+ years of architectural design experience. Pricing and features as of August 2026.

What Do These Reports Actually Cost?

Note what the "multiple" column is doing: PropertyLens and HomeDataReports sell report credits; Reaixo's tiers buy more depth on one property; the Buyer Pass buys more properties. If you're touring six houses this month, that difference is the whole ballgame.

What's Inside Each Report?

Which Report Should You Buy?

Buy PropertyLens if your worry is risk and history

It's the deepest report of the four and priced accordingly. Roof age and condition, historic aerial imagery, permit history, soil and structure, insurability, and a two-year projected repair outlook — drawn from a data platform that also serves insurance underwriting. If you're evaluating an older home in a disaster-exposed market, or you've been surprised by an insurance quote before, this is the most thorough thing a consumer can buy.

What it won't tell you: what the house could become. There's no renovation planning layer.

Buy HomeDataReports if you're screening many homes on environmental risk

The cheapest per report, and transparent about sources — FEMA, NOAA, USGS, EPA. Flood, wildfire, earthquake, contamination, radon, schools, crime, plus a few AI follow-up questions on the report. Good for a first-pass filter across a wide search.

What it won't tell you: anything about the house itself. No condition assessment, no repair estimates, no renovation view.

Buy Reaixo if you want one property analyzed several ways

Reaixo splits by journey — buying, selling, remodeling, investing — and its mid tier bundles multiple analyses of a single property: value range, comps, monthly ownership cost, risks, and remodeling opportunities with cost and value impact.

What it won't tell you: it's structured around depth on one address rather than screening a shortlist, and there's no visual renovation output.

Buy Formaus if the question is "what will this cost me, and what could it become?"

We're the narrowest of the four, deliberately. The Score Report reads a home's age, region, and structure and produces: a 0–100 score, an AVM-based value view, an itemized hidden-cost forecast (HVAC, roof, water heater, plumbing, asbestos-era materials) with a total, and a negotiation leverage figure — the repair exposure translated into a number you can take into an offer. Plus FEMA flood zone and climate profile, and a Lifestyle Match: before the report runs, you tell us what matters to your household — schools, commute, space — and the report scores the home against those priorities rather than handing you a generic neighborhood data dump.

Three things here that the others don't do:

Every estimate carries a confidence label. Assumed, Known, or Verified. You can see which numbers are inferred from build year and which are grounded in records — instead of a single confident-looking figure with no provenance.

Estimates can be promoted to measured values. Upload tour photos of the HVAC nameplate or the seller's disclosure, and the assumption becomes a verified fact in your report. No other consumer report closes that loop.

The tour checklist is free and tailored. Before you pay for anything: enter an address and get 10–14 items selected for that home's county, climate, and build year — what to look at, what to photograph, what to ask, with risk badges for cost, insurance, and safety issues. Get one here.

And after the report, you can upload one photo of a room and get a photorealistic rendering of what it could look like renovated — included with your report. None of the other three show you the house as anything other than data. (Full multi-room renderings and material style boards, with brands, finishes, and per-unit pricing, are a separate product.)

At $19 per home, or $49 for up to 20 homes over three months, it's built for the stage where you're still comparing houses — not the one where you've already chosen.

Do Any of These Replace a Home Inspection?

None of them, ours included. Every report on this page works from records, photos, and public data. A home inspection is a physical examination by a licensed professional after your offer is accepted. These reports help you decide which house earns that inspection fee. How pre-offer analysis and inspection differ →

Which One Would We Buy?

Honestly: it depends on the house.

• Touring a 1960s home in a hail or wildfire market → PropertyLens, and it's worth the $69.
• Screening fifteen listings across a metro on environmental risk → HomeDataReports.
• One property, and you want it analyzed from every angle before a big decision → Reaixo.
• Comparing a shortlist and asking what each will cost you after closing — and wanting to actually see what it could become → that's the one we built.